LOAN PRODUCTS
| S/N | PRODUCT | FEATURES |
|---|---|---|
| 1 | Business loan | Financing business working capital |
| 2 | Salary loan | When salary is the major source of income |
| 3 | Asset acquisition loan | When buying /acquiring an asset such as vehicles, machinery etc |
| 4 | Agricultural Loan | For financing Agricultural projects, Has a grace period of 6 months, paid in a with in a maximum of 24 months. |
| 5 | School fees loan | For payment of school fees for FIC member and/or their dependents. Can be accessed even when a member has a running loan. |
| 6 | Yingiranyumbayo loan | Exclusively for FIC members to complete their housing projects for their accommodation or rental business. This is given on understanding that the disbursed loan amount will complete/finish the house to make it habitable. |
| 7 | Emergency loan | This given in a day or maximum 2 days to meet/solve an emergency. It is paid back in 3 months installments or once as a lump sum. Its interest is double the prevailing lending rate at a time of borrowing. |
| 8 | Weekend Loan | To help FIC members to meet their short term urgent needs. |
| 9 | Contract and Trade Financing | To mainly facilitate FIC members who get contract for supplies and service delivery. |
| 10 | Home Development | To help FIC member get easy access to house hold items. |
| 11 | Housing Loan | For FIC members who wish to build and develop their plots in FIC villages. |